Services Details
Streamline payroll, HR, and financial operations with FluidePay—your trusted partner in the Global South, starting in Francophone Africa.
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Business Financing
Empower Your Business with Flexible Financing Solutions.
FluidePay’s Workplace Financing options help businesses bridge cash flow gaps, ensure timely salary payments, and easily unlock working capital.
Get startedFluidePay offers Payroll Financing and Invoice Financing tailored to the unique needs of SMEs, startups, and enterprises in emerging markets. With fast approvals, flexible terms, and cost-effective rates, we ensure your business can maintain smooth operations even during financial challenges.
Payroll Financing
Ensure Timely Salary Payments, Always.
When cash flow constraints threaten your ability to pay employees on time, FluidePay’s Payroll Financing offers a lifeline. Access fast payroll loans to maintain your team’s morale and productivity.
Features:
- Flexible Repayment Terms: Choose repayment options that suit your financial situation and cash flow.
- Fast Approval Process for SMEs and Startups: Get the funds you need without lengthy delays or cumbersome paperwork.
- Financial Stability During Payment Delays: Bridge temporary cash flow gaps and ensure your operations run smoothly.
Invoice Financing
Unlock Cash Flow with Your Unpaid Invoices.
FluidePay’s Invoice Financing allows you to convert outstanding invoices into immediate working capital, ensuring your business stays operational even when clients delay payments.
Features:
- Instant Access to Working Capital: Convert unpaid invoices into cash quickly to keep your business running.
- Reduced Cash Flow Gaps for SMEs and Startups: Maintain consistent operations and meet financial obligations.
- Competitive Rates and Flexible Terms: Access affordable financing designed to support businesses of all sizes.
Employee Financing

Empowering Employees with Financial Flexibility.
FluidePay provides innovative workplace financing solutions to enhance employee financial well-being, reduce stress, and boost productivity.
Get startedOur Employee Financing Solutions
FluidePay offers tailored workplace financing options to help employees manage their financial needs with ease. From earned-wage access to point-of-sale financing, we’re transforming the way employees access and manage their money.
Earned-Wage Access (EWA)
Flexible Pay Access for Hourly Workers with Employment Contracts
FluidePay’s Earned-Wage Access allows employees to access a portion of their wages as they earn them, reducing reliance on high-interest loans and supporting financial stability.
Features:
- Real-Time Access to Earned Wages: Employees can withdraw a portion of their salaries before payday.
- Reduce Reliance on High-Interest Loans: Avoid predatory lending options and maintain financial security.
- Boost Financial Flexibility and Satisfaction: Empower employees to handle unexpected expenses confidently.
Salary Advance for Permanent Workers
Immediate Financial Relief for Full-Time Employees
For permanent employees with employment contracts, FluidePay offers salary advances to help manage financial emergencies or large expenses without stress.
Features:
- Quick Access to Funds: Salary advances are processed and deposited in real time.
- No Hidden Costs: Transparent terms with repayment options aligned to the next payday or over time.
- Build Trust and Loyalty: Employees feel supported, fostering stronger workplace relationships.
Employee Loans
Empower Employees with Larger, Long-Term Financial Solutions
FluidePay provides access to employee loans for personal needs, ensuring financial stability and flexibility.
Features:
- Automated Loan Requests: Employees can request loans directly through the FluidePay app, with fast processing and transparent eligibility criteria.
- Flexible Repayment Options: Loans are repaid through payroll deductions in manageable installments.
- Loan Management Dashboard: Employees can track loan details, outstanding balances, and repayment schedules easily.
Point-of-Sale Financing Options
Flexible Payment Solutions for Employees
FluidePay supports employees with innovative financing options for their personal and professional needs:
Features:
- Buy-Now-Pay-Later (BNPL): Purchase essentials and repay in manageable installments.
- Learn-Now-Pay-Later (LNPL): Invest in professional development courses and pay over time.
- Rent-Now-Pay-Later (RNPL):Access housing or equipment rentals with flexible repayment plans.
Outsourcing

Streamline Your Operations with Payroll and Workforce Management Outsourcing.
Let FluidePay’s experts handle your payroll and HR needs so you can focus on what truly matters—growing your business.
Get startedFeatures of Our Outsourcing Services
- Hand off time-consuming payroll tasks to FluidePay’s experienced team.
- Ensure timely and accurate salary disbursements.
- Stay compliant with tax laws, statutory regulations, and reporting requirements.
Eliminate errors, save time, and avoid costly compliance penalties
- Develop HR policies that align with your business goals and local labor laws.
- Implement policies that ensure consistency, efficiency, and fairness across your organization.
- Access expert guidance to navigate workforce challenges.
Create a stronger, more cohesive workplace culture while maintaining compliance.
- Flexible outsourcing options designed for SMEs, startups, and large enterprises.
- Scalable solutions to support your business as it grows.
- Customized plans to meet your unique payroll and workforce management needs.
Outsourcing tailored to your size, industry, and operational requirements.
Payroll Training
Master Payroll with FluidePay – Upskill, Certify, and Grow Your Career or Business.
Whether you’re an individual seeking a career in payroll, a business training your internal team, or a partner looking to resell FluidePay products – we’ve got the training you need to succeed.
Get startedFluidePay’s comprehensive training programs are designed for individuals, businesses, and partners. Gain the skills needed to manage payroll, become a certified payroll specialist, or learn how to resell FluidePay products. Our courses blend theory with hands-on practice to ensure you’re ready to handle real-world payroll scenarios.
Why Choose FluidePay Training?
- Flexible Learning: Salary advances are processed and deposited in real time.
- Certification: Earn credentials recognized by businesses worldwide.
- Career Growth: Open doors to new opportunities as a payroll expert.
- Hands-On Practice: Get real-world experience with FluidePay’s platform.
Training Programs
Payroll Specialist Certification (For Individuals)
Launch Your Career as a Certified Payroll Expert.
Join FluidePay’s Payroll Specialist Certification Program to learn everything from payroll automation to tax compliance. Upon completion, you can work as a Virtual Payroll Manager with FluidePay or offer freelance payroll services to businesses.
- Individuals seeking a payroll career.
- Freelancers looking to upskill.
- HR professionals expanding their expertise.
- Payroll fundamentals and compliance.
- Using FluidePay’s payroll automation tools.
- Managing disbursements and tax filings.
- Client management and reporting.
- Earn a recognized certification.
- Get access to FluidePay’s Virtual Payroll Staff Network.
- Priority hiring for FluidePay outsourcing teams.
Cost: $499
Internal Payroll Team Training (For Businesses)
Empower Your HR Team with Payroll Expertise.
FluidePay’s business-focused training program equips your internal payroll or HR team with the skills to handle payroll in-house. This program covers automated payroll systems, tax compliance, and employee disbursements using FluidePay’s platform.
- HR teams in growing businesses.
- Internal payroll managers.
- Finance departments needing payroll automation knowledge.
- Automating payroll with FluidePay.
- Ensuring tax compliance and statutory filings.
- Advanced reporting and employee management.
- Handling earned wage access (EWA) and on-demand funding.
- Reduce reliance on third-party payroll services.
- Increase payroll accuracy and efficiency.
- Improve employee satisfaction with seamless disbursements.
Cost: $799 per team (up to 5 participants)
Partner and Reseller Training (For Business Partners)
Become a FluidePay Partner and Resell Our Products.
Expand your business by becoming a FluidePay Reseller or Partner. Our partner training program provides the tools and knowledge needed to promote, sell, and implement FluidePay’s payroll solutions for your clients.
- Accounting firms and consultants.
- HR service providers.
- Software resellers and fintech companies.
- Product knowledge for FluidePay’s payroll automation and outsourcing.
- Client implementation strategies.
- Handling partner inquiries and technical support.
- Sales techniques and market positioning.
- Earn commissions for each new client.
- Get exclusive access to partner resources.
- Receive ongoing product updates and technical support.
Cost: $349